Christmas is a time of  year when you want to spend quality time with your near and dear ones. Surrounded by family enjoying the annual traditions, exchanging gifts, savouring delicious meals, and singing carols together. This most amazing and fun time of the year can also get a little heavy on the pocket. There are so many expenses at this time that you have to take care of. Buying gifts for every member of your family, planning a trip, decorating your house with christmas lights, etc. all this requires proper planning and budget management. But sometimes we still find ourselves short of funds.. But there’s no need  to worry  because you can borrow money for Christmas from Loan Center Canada. Celebrate this festive season with no financial worries. Get a Christmas loan of up to $50,000 CAD against your vehicle. 

How To Apply For A Vehicle Collateral Loan

Getting a loan couldn’t get easier than this. A vehicle collateral loan is a loan that you can take against your car by using it as collateral. It is also known as title loan. That’s because the clear title papers of the car are kept as collateral instead of storing the car itself. This means you don’t have to surrender your vehicle and you get to keep it for the duration of your loan while making monthly payments. 

Benefits Of Title Loan

  1. Keep Driving Your Car
    When you apply for a Christmas cash loan  you get to keep your vehicle. We don’t store your vehicle so you can use it as you normally do.
  2. Loan Term Of Up To 4 Years
    This loan is spread over a period of 4 years which gives you ample time to arrange for your monthly payments with ease. 
  3. No Credit Checks
    There’s no credit check when you apply. . We accept all credit types. This means people with poor credit can also apply.
  4. No Employment Details
    We understand the need for urgent money and hence don’t ask for your employment details. We keep it simple for you to apply for the loan and do our best to get the money in your hands quickly.
  5. No Prepayment Penalties
    Whenever you wish to close out the loan, you can make an early payout and there will  be no prepayment penalties charged.
  6. Same Day Cash Disbursal
    Unlike bank loans, we disburse the funds as quickly as possible and on the same day of applying. We don’t like making our  customers wait.
  7. Flexible Payment Options
    We provide flexible payment options to suit all types of budgets. Communicating with us is the key!
  8. Minimal Paperwork
    Unlike bank loans, our loan comes with minimal paperwork. No need to submit unnecessary documents in order to qualify for the loan. Below you’ll find the list of documents and other basic  papers required when  applying for the loan.

Requirements For Title Loan

We believe in helping our customers when they need it the most. We want to make sure that we are there for them in their time of need. Cash emergencies can be a real bummer, especially during the holiday season when you have so much to do. So to keep the holiday loan process easy and quick we’ve kept the paperwork simple and limited to basic documents which most people  carry  almost all the time. 

  • A fully paid for vehicle that’s no older than 2010 (car model year)
  • A lien-free title to your vehicle
  • Proof of your legal age as per your province
  • Vehicle registration & insurance papers in your name
  • Spare set of keys for your  vehicle that work on all doors and ignition too
  • Valid Canadian driver’s license
  • Proof of permanent residence

For more information on how you can spend this holiday season without financial worries, call us (toll free) at 1(844) 604-4143 or apply online

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